BENJAMIN LOZANO

• Chief Executive Officer at The SMBX, a blockchain-based platform for buying and selling small business financial securities –shares, convertible notes, coins, and especially bonds. Their mission is to bring a public marketplace model of finance to small businesses, and in the process transform people’s affective experience of finance.

• Former Chief Product Officer, financial engineer at RHMAM hedge fund.

• Professor in finance and political economy at San Francisco State University; built a fintech research program at UC Santa Cruz.

•v Authored a technical manual on structured finance and credit derivatives, titled Of Synthetic Finance (Routledge, Frontiers of Political Economy, 2014).

• Benjamin has 10 years’ experience in finance and fintech, and is an expert in millennial investing behaviors.